Use of this website is governed by the following terms and conditions. Please read these terms and conditions carefully before accessing this site, as by accessing this site you will be deemed to have agreed to them. These terms and conditions are subject to change without notice to you, so we recommend that you review them regularly. If you do not agree with these terms and conditions, do not access this site.

Canada Life Online Services: Personal Investment Products are provided to you by The Canada Life Assurance Company (Canada Life). Canada Life grants you a limited license to display the contents of this site on the computer or other electronic device you use to access this site, and print, download and use the materials on this site solely for non-commercial, personal or educational purposes, provided that the contents of the site are not modified in any way and that all copyright and other notices are maintained. You agree not to, or allow others to, directly or indirectly, attempt or actually disrupt, impair or interfere with, alter or modify this site or any of its content.

This site is for personal, informational, and educational purposes only and is not intended to provide you with any personalized financial, insurance, legal, accounting, tax or other professional advice. You will not rely on this site as a substitute for independent research or for personal advice.

Nothing on this site constitutes an offer to buy or sell any products or services of Canada Life or its affiliated companies. All products and services are subject to the terms and conditions of any applicable contracts and applicable laws. Canada Life products and services and those of its affiliates are available only in jurisdictions where they may be lawfully offered for sale in Canada.

The use and content of this site, including the terms and conditions of use, Privacy Policy, and Internet Security Statement shall be governed by the laws of the Province of Ontario and the laws of Canada applicable therein and you agree to attorn to the jurisdiction of the courts of the Province of Ontario.

If you are accessing this site on behalf of another party, you confirm you are authorized to do so, and agree you shall be liable and will indemnify and hold harmless Canada Life in the event the party you are acting on behalf of claims you did not have such authority.

No endorsement or approval of any third-party or their statements, opinions, information, products, or services is expressed or implied by the contents of this site. To the extent any third-party opinions or information are included on this site, they are provided for convenience only and Canada Life assumes no liability and does not approve or endorse such third-party content, or warrant such content to be accurate, complete, reliable, verified, error free, or fit for any purpose.

Canada Life may utilize third-party service providers to provide certain tools and/or programs, some of which may be housed on a third-party server or a site which has been independently developed by others. As such, while accessing this site you may be linked to such other third-party servers. Access to other sites or use of any third-party tools or programs on this site is subject to all the terms and conditions found therein.

This site has been developed by and is the property of Canada Life. All information and materials contained on this site are protected by copyright, trademark and/or other intellectual property laws of Canada and other countries, and are the property of their respective owner(s). Subject to the limited license to use this site as described above, no person may copy, redistribute, reproduce or republish in any form, or link to this site or its contents in any manner whatsoever, including by way of hyperlinks or framing, unless that person has obtained the prior written consent of Canada Life. Any infringement of the rights of Canada Life or any third-party may result in appropriate legal action.

Canada Life owns or has obtained the right to use by license or otherwise the trademarks, logos and domain names used on or in connection with the goods and services that it provides and displays on this site. The trademarks are protected by Canadian and foreign trademark laws. All rights reserved. The display of trade-marks on this site shall not in any way be construed as an implied license to use such trademarks.

Canada Life, and marks displayed on this site followed by the TM symbol at first time of use are registered or unregistered trademarks of The Canada Life Assurance Company or an affiliate unless otherwise indicated.

The content of this site is provided for personal, informational and educational purposes only and is subject to modification without notice to you. While information posted on this site is believed to be reliable and accurate at the time of posting, neither Canada Life nor any third-party guarantee, represent or warrant that the information contained on this site is accurate, complete, reliable, verified, error-free or fit for any purpose.

In the event of a conflict between the information contained on this site and the terms contained in any products or services offered by Canada Life or a third-party, the terms of such products or services will prevail.

Neither Canada Life, nor any third-party, make any representations or warranties, express or implied, regarding the usability or condition of this site, that this site will operate uninterrupted or error-free, or that this site will operate in combination with any services or software used in connection therewith or that it shall be viewed consistently with all browser software or that any communication transmitted to or from this site is private, confidential or secure.

Canada Life expressly disclaims all representations, warranties or conditions, express or implied, statutory or otherwise, including, without limitation, the warranties and conditions of merchantable quality and fitness for a particular purpose, non-infringement, compatibility, timeliness, security or accuracy, and any representations, warranties or conditions that may arise from a course of dealing or usage of trade.

You assume full responsibility for risk of loss of any nature whatsoever resulting from your use of this site. Without limiting the generality of the foregoing, you acknowledge and agree that none of Canada Life or any third-party, or any of their directors, officers, employees or agents shall be liable to you for loss of data, computer time or any loss or damage of any nature whatsoever arising out of or attributable in any manner whatsoever to your use or inability to use this site for any reason whatsoever or to any action or inaction on the part of Canada Life or for any direct, indirect, special or consequential damages, even if Canada Life has been advised of the possibility thereof, including but not limited to lost profits, lost opportunities or business revenues, loss of goodwill, or failure to realize expected savings.

This site contains links to other sites which sites may not be maintained or controlled in any way by Canada Life. Links to such sites that are not maintained or controlled by Canada Life are provided for convenience only and are not to be construed as an endorsement by Canada Life or any other party of the products, services, advice or opinions or any other content of such sites. Access or use of sites to which links are provided are subject to the terms and conditions of such sites.

The information and services available to you on this site shall be governed by this Canada Life Online Services: Personal Investment Products Access Agreement (the “Agreement”). By registering for use of this site, you acknowledge that you have read, understand and agree to be bound by the terms and conditions set forth in this Agreement, as amended from time to time. If you do not agree with the terms and conditions set forth in this Agreement, do not register for use of this site.

Canada Life authorizes you to use this site solely for personal, informational and educational purposes. Canada Life reserves the right to suspend any services provided on this site for violating any of these terms and conditions. In order to use this site, you must have attained the minimum prescribed age in the jurisdiction in which you are resident to contract for products and services.

Any information or transaction accessed, transmitted or performed through this site that is related to any third-party product or service shall be subject to any terms, conditions or restrictions applicable to such product or service.

Your user ID and password will constitute your electronic signature (“Electronic Signature”) in your dealings on this site. You authorize Canada Life, or any other party, as applicable, to execute any instructions that are provided pursuant to your Electronic Signature. You acknowledge and agree that your Electronic Signature is the legal equivalent to your written, signed instructions.

You agree that the web pages you access shall constitute written documents and that clicking or otherwise electronically activating “accept”, “save”, “submit”, “continue”, “ok” or any other similar icons on such pages according to online instructions shall have, except as otherwise specifically indicated, the same legal effect as if you had signed and delivered hard copy versions of such documents to Canada Life.

You agree to be liable for all uses of your Electronic Signature and you acknowledge that Canada Life shall not be required to verify the actual identity or authority of any user of your Electronic Signature. You further agree to be liable for any loss caused as a result of or in connection with, any use or unauthorized use of your Electronic Signature, including any transaction performed, or information obtained through such use, even without your knowledge or consent.

You agree to take appropriate security measures to protect the confidentiality of your Electronic Signature (including those measures set forth in Your responsibility) and to guard against misuse of your information. You will notify Canada Life immediately should the confidentiality of your user ID or password be in jeopardy or in the event that there has been unauthorized use of your Electronic Signature.

Canada Life may amend the content of this site and any or all of the services provided on this site at any time, with or without notice to you. This site may periodically be unavailable to you in order to allow for maintenance, updates or other reasonable causes, including causes beyond the control of Canada Life.

Canada Life may amend this Agreement at any time without prior notice to you, so we recommend that you review this Agreement regularly. Any changes to this Agreement will be posted on this site from time to time. By accessing or using this site, you agree to be bound by any such change.

You have an important role to play in ensuring that your logon information is kept safe.

Before using this site, read the Legal, Copyright and Trademark Information, Legal, Copyright and Trademark Information, Privacy Policy, and Internet Security Statement.
Your user ID and password should be kept confidential; don’t share them with anyone either deliberately or through carelessness.
Don’t select a password that would be obvious or easy to guess (e.g. ‘12345’ or ‘password’).
Take precautions that no one can see your logon information when logging on.
Memorize your user ID and password. If you must record it on paper, store it in a safe location and don’t keep the user ID and password together.
Change your password from time to time.
Do not leave your computer or other electronic device unattended when you are logged on. Sign off if you’re going to be away from your computer or other electronic device, even for short periods of time.
E-mail is not encrypted; therefore it is not recommended that you send any personal or confidential information to Canada Life or any third-party by e-mail (e.g. user ID, password).

Canada Life may cancel any or all of the services provided by, or your access to, this site at any time without notice to you. Canada Life will have no liability for any loss, damage or inconvenience that may result from cancellation.

You may cancel your access to this site at any time by providing notice in writing or by electronic means to Canada Life at least thirty (30) days prior to the effective date of cancellation.

You agree to be bound by all of the terms and conditions contained in the Legal, Copyright and Trademark Information, Privacy Policy, and Internet Security Statement, which terms and conditions are incorporated herein and form an integral part of this Agreement.

This Agreement shall be governed by the laws of the Province of Ontario and the laws of Canada applicable therein. You agree that any legal actions arising under this Agreement must be commenced in the courts of the Province of Ontario.

If there is any inconsistency or conflict between the terms and conditions of this Agreement and those of any predecessor agreement that you may have entered into relating to any access method offered by Canada Life, this Agreement shall prevail.

This Agreement is binding on you, your heirs, executors, administrators, legal representatives, successors and assigns.

If any provision of this Agreement is determined to be invalid or unenforceable, everything else in this Agreement shall continue in full force and effect.

You requested that this Agreement and any related documents be in English. Vous reconnaissez avoir exigé que cette convention et les documents s'y rattachant soient en anglais.

For more information concerning the terms and conditions of use of this site, to request a copy of Canada Life’s Privacy Guidelines, or to request the authorization to reproduce or distribute the content of this site or any part thereof, please contact:

If you have any other questions about Canada Life or comments about this website, send an e-mail to Canada Life RepNet support.