Universal life insurance
 
Variable interest options
Summary of credited rates without client bonus
  Disclaimers    Last year end 
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As of
July 09, 2020
As of June 30, 2020
Select to print detail Variable interest options MER
%
IOF
%
MTD
%
YTD
%
From
VIO
incep.
date
%
Prev.
mo.
%
1
year
%
2
year
%
3
year
%
4
year
%
5
year
%
10
year
%
Index-linked options
Canadian Equity  0.00 1.75 0.56 -6.56 N/A 2.04 -3.11 -0.08 3.02 4.82 3.39 4.82
Canadian Bond  0.00 1.60 -0.32 6.32 N/A 1.55 6.15 5.90 3.61 2.29 2.53 2.97
Real Return Bond  0.00 1.60 -1.04 4.33 N/A 2.26 3.82 3.69 3.25 1.31 1.76 2.91
American Equity  0.00 1.75 1.76 2.17 N/A 0.32 9.50 8.84 10.49 11.89 10.62 14.77
American Small Cap  0.00 2.00 -1.46 -11.28 N/A 1.82 -5.14 -5.32 1.53 6.41 3.92 10.98
Science and Technology  0.00 2.00 4.50 26.40 N/A 4.62 35.93 20.96 22.33 23.53 19.15 21.24
European Equity  0.00 2.25 2.11 -7.12 N/A 5.94 -4.57 -2.11 -0.34 5.50 1.61 5.19
Japanese Equity  0.00 2.25 0.79 -0.20 N/A 0.26 8.14 2.43 6.06 8.88 5.67 8.77
Global Equity  0.00 2.50 1.81 -0.99 N/A 0.90 3.96 3.68 5.67 8.08 6.00 9.87
Profile options
Conservative Profile  1.91 0.00 0.38 2.99 N/A 1.90 4.87 5.44 4.75 4.50 4.19 5.29
Moderate Profile  2.08 0.00 0.52 1.55 N/A 1.81 4.18 4.94 4.80 5.12 4.04 5.61
Balanced Profile  2.24 0.00 0.87 -0.26 N/A 1.69 3.66 4.39 5.19 6.07 4.54 6.58
Advanced Profile  2.38 0.00 1.37 -1.27 N/A 1.56 3.33 4.08 5.28 6.65 4.56 6.90
Aggressive Profile  2.55 0.00 1.74 -3.45 N/A 1.52 1.52 2.59 4.54 6.19 4.17 7.28
Fund-linked options

Fixed income
Franklin Bissett Core Plus Bond  1.43 0.00 -0.08 5.46 N/A 1.86 6.02 5.98 4.13 3.63 3.45 3.64
Mackenzie Corporate Bond  1.69 0.00 0.72 -0.71 N/A 0.74 0.81 2.34 1.91 3.18 1.82 4.06
Canadian equity and Balanced accounts
ABC Fundamental-Value  2.22 1.20 0.00 -0.58 N/A 2.08 6.14 4.07 7.16 9.19 4.69 2.82
AGF Canadian Growth Equity Class  2.73 0.00 1.65 -11.97 N/A 1.84 -11.49 -8.99 -4.88 -2.03 -2.36 0.23
Invesco Canadian Premier Growth Class  2.78 0.00 1.90 -6.86 N/A 1.94 -5.17 -4.06 -1.61 1.42 0.76 5.46
Franklin Bissett Canadian Equity  2.46 0.00 0.27 -11.09 N/A -0.31 -7.09 -3.31 -1.12 1.80 1.73 5.99
Mackenzie Canadian Dividend1  2.31 0.00 0.00 -14.62 N/A 0.67 -10.47 -3.11 -0.40 2.58 2.33 5.07
Mackenzie Global Resource2  2.48 0.00 1.86 -15.73 N/A 1.97 -15.33 -19.05 -8.86 -7.75 -6.48 -2.69
Invesco Canadian  2.74 0.00 0.05 -16.04 N/A 0.88 -9.85 -4.70 -1.92 2.16 -2.25 2.32
CI Harbour Growth & Income3  2.43 0.00 0.62 -2.65 N/A 1.78 0.31 -2.75 -1.59 -1.51 -0.43 2.61
CI Harbour4  2.43 0.00 1.19 -5.54 N/A 0.07 3.13 1.71 1.86 2.85 0.50 3.54
ABC Fully-Managed  2.24 1.20 0.00 -1.93 N/A 1.60 5.03 5.03 6.14 8.98 6.85 4.43
Fidelity Canadian Asset  2.43 0.00 0.59 -1.09 N/A 1.50 1.56 2.71 3.67 3.58 3.18 4.60
Fidelity Monthly Income  2.28 0.00 -0.18 -2.01 N/A 1.08 0.59 2.91 2.24 2.43 2.82 5.75
Dynamic Power Canadian Growth  2.35 0.00 2.35 1.41 N/A 2.11 4.58 0.65 4.06 5.24 1.44 3.92
 
As of
July 09, 2020
As of June 30, 2020
Select to print detail Variable interest options MER
%
IOF
%
MTD
%
YTD
%
From
VIO
incep.
date
%
Prev.
mo.
%
1
year
%
2
year
%
3
year
%
4
year
%
5
year
%
10
year
%
U.S. equity
ABC American-Value  2.26 1.20 0.00 -0.11 N/A 3.04 6.24 5.35 9.29 11.87 7.43 4.53
AGF American Growth Class  2.65 0.00 4.47 19.73 N/A 1.55 16.17 7.13 12.01 14.08 11.62 14.96
Mackenzie U.S. All Cap Growth  2.53 0.00 3.99 22.28 N/A 2.38 26.56 20.11 21.19 21.75 16.59 17.69
Global and International funds
Fidelity Global Fund  2.50 0.00 2.89 3.28 N/A 2.65 8.46 5.51 7.33 11.20 7.70 10.90
Fidelity NorthStar Equity  2.53 0.00 1.67 3.35 N/A 2.54 7.13 0.24 0.94 1.98 2.05 9.04
Mackenzie Global Growth Class  2.52 0.00 2.55 6.61 N/A 2.12 6.92 8.19 11.02 12.76 8.50 10.99
Templeton International Equity  2.59 0.00 1.37 -15.19 N/A 1.86 -12.09 -10.29 -5.77 0.25 -3.26 3.77
Invesco Global Companies  2.64 0.00 2.30 -6.22 N/A 2.35 -1.98 1.05 4.16 5.16 5.41 9.87
Dynamic International Equity  2.37 0.00 3.75 3.42 N/A 2.98 5.42 5.65 6.29 8.58 4.14 6.43

Column Definitions
MER = Management expense ratio as of Sep.30, 2019
IOF = Interest option fee (annual approximate)
The following returns are updated every business day and are not annualized
MTD = Month to date credited return
YTD = Year to date credited return since December 31, 2019
The following credited returns are compounded annualized returns
Prev. Mth. = Credited return based on previous calendar month 1 year % to 15 year %

Past performance is not indicative of future returns. Credited returns shown are net of the underlying fund management expense ratio (MER) and any applicable interest option fee (IOF).

The indicated rate of return includes changes in value in the underlying fund value. For more information on the underlying fund value see the respective interest option detail page. Underlying fund MER are subject to change at the underlying fund manager's discretion without notice. The interest option fees are subject to change at Canada Life's discretion with notification.

"The minimum deposit for the three ABC interest options is $500 and all the other interest options have a $25 minimum deposit. Month to date (MTD) and year to date (YTD) returns are updated every business day (ABC interest options are valued monthly) on Canada Life's website at www.canadalife.com."

These interest options are not sponsored, endorsed, sold or promoted by the owner of the investment market index or underlying mutual fund company. Neither Canada Life, nor the index owner, nor the mutual fund company makes any representation about the advisability of selecting these interest options.

1 Known as Mackenzie Candian Large Cap Dividend Fund

2 Known as Mackenzie Canadian Resource Fund

3 CI Harbour Growth & Income Fund merged into Signature Canadian Balanced Fund Nov. 22, 2019

4 CI Harbour Fund merged into CI Canadian Investment Corporate Class Nov. 22, 2019

The display of other trademarks does not imply a license of any kind has been granted. All service and product names are trademarks of their respective owners.

TM Trademark of The Canada Life Assurance Company.



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